[0:00] the insurance industry spends hundreds the insurance industry spends hundreds the insurance industry spends hundreds of millions of dollars to make the laws of millions of dollars to make the laws of millions of dollars to make the laws more advantageous to them if you think more advantageous to them if you think more advantageous to them if you think insurance companies make money by taking insurance companies make money by taking insurance companies make money by taking our premiums I have news for you our premiums I have news for you our premiums I have news for you insurance companies are investment Banks insurance companies are investment Banks insurance companies are investment Banks they make most of their money by they make most of their money by they make most of their money by investing their money it's better for investing their money it's better for investing their money it's better for insurance companies to keep the money insurance companies to keep the money insurance companies to keep the money they have longer because they can invest they have longer because they can invest they have longer because they can invest it longer and they can make more money it longer and they can make more money it longer and they can make more money on the money they have they have to give on the money they have they have to give on the money they have they have to give up that money they can't make as much in up that money they can't make as much in up that money they can't make as much in their Investments so what's happening their Investments so what's happening their Investments so what's happening here in the state of Georgia insurance here in the state of Georgia insurance here in the state of Georgia insurance companies are asking to make trials companies are asking to make trials companies are asking to make trials twice as long the time taken for a trial [0:30] twice as long the time taken for a trial twice as long the time taken for a trial is going to double because the insurance is going to double because the insurance is going to double because the insurance industry is trying to change the law to industry is trying to change the law to industry is trying to change the law to do something called bifurcating trials do something called bifurcating trials do something called bifurcating trials splitting into two trials it's twice as splitting into two trials it's twice as splitting into two trials it's twice as long for the jurors for the parties the long for the jurors for the parties the long for the jurors for the parties the witnesses who have to take off time for witnesses who have to take off time for witnesses who have to take off time for work to come now and testify twice and work to come now and testify twice and work to come now and testify twice and it's twice as long for the lawyers it's it's twice as long for the lawyers it's it's twice as long for the lawyers it's also twice as long for the insurance also twice as long for the insurance also twice as long for the insurance companies they get to hold their money companies they get to hold their money companies they get to hold their money for longer insurance companies are in for longer insurance companies are in for longer insurance companies are in charge and in control of the process charge and in control of the process charge and in control of the process through lobbying because politicians through lobbying because politicians through lobbying because politicians need money and who gives them money need money and who gives them money need money and who gives them money insurance companies and