[0:03]
[Music] [Music] [Music] well it being Spring Break season our well it being Spring Break season our well it being Spring Break season our main story tonight concerns vacations a main story tonight concerns vacations a main story tonight concerns vacations a wonderful time to realize that you're in wonderful time to realize that you're in wonderful time to realize that you're in love with someone or realize that you love with someone or realize that you love with someone or realize that you are absolutely not and be honest you are absolutely not and be honest you are absolutely not and be honest you knew in the TSA line before the flight knew in the TSA line before the flight knew in the TSA line before the flight keep the streaming passwords for as long keep the streaming passwords for as long keep the streaming passwords for as long as you can but do give back his as you can but do give back his as you can but do give back his grandmother's ring specifically we're grandmother's ring specifically we're grandmother's ring specifically we're going to talk about time shares and some going to talk about time shares and some going to talk about time shares and some of you might be thinking hold on are you of you might be thinking hold on are you of you might be thinking hold on are you going to tell me that they are a scam going to tell me that they are a scam going to tell me that they are a scam because surely everybody knows that and because surely everybody knows that and because surely everybody knows that and it is true that the sketchiness of time 
[0:33]
it is true that the sketchiness of time it is true that the sketchiness of time share vacations has been a punchline on share vacations has been a punchline on share vacations has been a punchline on TV for years you moreon these aren't TV for years you moreon these aren't TV for years you moreon these aren't free vacations these are time sharing free vacations these are time sharing free vacations these are time sharing deals they're total scams these time deals they're total scams these time deals they're total scams these time share people they don't stop until they share people they don't stop until they share people they don't stop until they sell you something they they pray on the sell you something they they pray on the sell you something they they pray on the week in gullible ieu perhaps you and week in gullible ieu perhaps you and week in gullible ieu perhaps you and your yellow friend would like to set up your yellow friend would like to set up your yellow friend would like to set up a time share plan don't do it Sandy I a time share plan don't do it Sandy I a time share plan don't do it Sandy I won't give into your time share vacation won't give into your time share vacation won't give into your time share vacation scam yeah susp about time share programs scam yeah susp about time share programs scam yeah susp about time share programs are so ubiquitous they can get laughs in 
[1:03]
are so ubiquitous they can get laughs in are so ubiquitous they can get laughs in children's programming and look children's programming and look children's programming and look obviously SpongeBob was never going to obviously SpongeBob was never going to obviously SpongeBob was never going to say yes to a time share otherwise they'd say yes to a time share otherwise they'd say yes to a time share otherwise they'd have had to change his theme song to have had to change his theme song to have had to change his theme song to this this this oh who lives in a pineapple under the oh who lives in a pineapple under the oh who lives in a pineapple under the sea except for one week a year when he's sea except for one week a year when he's sea except for one week a year when he's in a studio and he in a studio and he in a studio and he West yeah still good but doesn't quite West yeah still good but doesn't quite West yeah still good but doesn't quite have the same ring to it does it but have the same ring to it does it but have the same ring to it does it but despite Decades of mockery on TV Time despite Decades of mockery on TV Time despite Decades of mockery on TV Time Shares are a much bigger business than Shares are a much bigger business than Shares are a much bigger business than you may think they're actually an $8.1 you may think they're actually an $8.1 you may think they're actually an $8.1 billion industry with nearly 10 million 
[1:35]
billion industry with nearly 10 million billion industry with nearly 10 million households owning one or more types of households owning one or more types of households owning one or more types of time share and they can be sold by big time share and they can be sold by big time share and they can be sold by big hotel chains like Hyatt and Marriot as hotel chains like Hyatt and Marriot as hotel chains like Hyatt and Marriot as well as companies like Windam and well as companies like Windam and well as companies like Windam and Westgate Resorts but one of the things Westgate Resorts but one of the things Westgate Resorts but one of the things that may have obscured their continued that may have obscured their continued that may have obscured their continued growth is that they're not always called growth is that they're not always called growth is that they're not always called time shares now in recent years they've time shares now in recent years they've time shares now in recent years they've been rebranded as vacation clubs or been rebranded as vacation clubs or been rebranded as vacation clubs or Vacation Ownership plans and while Vacation Ownership plans and while Vacation Ownership plans and while traditionally you'd buy a time share traditionally you'd buy a time share traditionally you'd buy a time share that consisted of one week every year at that consisted of one week every year at that consisted of one week every year at say a condo in Florida nowadays say a condo in Florida nowadays say a condo in Florida nowadays companies offer floating weeks that can companies offer floating weeks that can companies offer floating weeks that can theoretically be used anytime throughout 
[2:07]
theoretically be used anytime throughout theoretically be used anytime throughout the year or time share points where you the year or time share points where you the year or time share points where you buy points that you can redeem in a buy points that you can redeem in a buy points that you can redeem in a number of Resort properties owned by the number of Resort properties owned by the number of Resort properties owned by the same company but whatever you call time same company but whatever you call time same company but whatever you call time shares the people selling them maintain shares the people selling them maintain shares the people selling them maintain that they are not just excellent value that they are not just excellent value that they are not just excellent value they are actively good for you here is a they are actively good for you here is a they are actively good for you here is a vice president at Westgate firing up his vice president at Westgate firing up his vice president at Westgate firing up his sales team in the weirdest possible way sales team in the weirdest possible way sales team in the weirdest possible way why are we here why are we here why are we here the save lives those who take the fewest the save lives those who take the fewest the save lives those who take the fewest amount of vacations are most likely to amount of vacations are most likely to amount of vacations are most likely to have a heart attack you're just like a 
[2:38]
have a heart attack you're just like a have a heart attack you're just like a doctor nurse doctor nurse doctor nurse fireman fireman fireman policeman a policeman a policeman a lifeguard they all save lives and you lifeguard they all save lives and you lifeguard they all save lives and you all do it too you're right time share all do it too you're right time share all do it too you're right time share salespeople save lives just like doctors salespeople save lives just like doctors salespeople save lives just like doctors and nurses that is why during the and nurses that is why during the and nurses that is why during the initial outbreak of the pandemic we New initial outbreak of the pandemic we New initial outbreak of the pandemic we New Yorkers would loudly cheer for all the Yorkers would loudly cheer for all the Yorkers would loudly cheer for all the time share salespeople as they came back time share salespeople as they came back time share salespeople as they came back from work we do that at 6:00 p.m. and from work we do that at 6:00 p.m. and from work we do that at 6:00 p.m. and then if we still had some energy left then if we still had some energy left then if we still had some energy left we'd throw a few claps to hospital we'd throw a few claps to hospital we'd throw a few claps to hospital workers at 7 for whatever they were 
[3:09]
workers at 7 for whatever they were workers at 7 for whatever they were doing but the fact is time shares don't doing but the fact is time shares don't doing but the fact is time shares don't save lives in fact in many cases they save lives in fact in many cases they save lives in fact in many cases they can them up because they are can them up because they are can them up because they are incredibly easy to get into but as you incredibly easy to get into but as you incredibly easy to get into but as you will see incredibly hard to get out of will see incredibly hard to get out of will see incredibly hard to get out of so tonight let's talk about time shares so tonight let's talk about time shares so tonight let's talk about time shares and let's start with the first thing and let's start with the first thing and let's start with the first thing that you probably already know about that you probably already know about that you probably already know about them that they tend to be sold in person them that they tend to be sold in person them that they tend to be sold in person aggressive L and while you're already on aggressive L and while you're already on aggressive L and while you're already on vacation Often by suckering people into vacation Often by suckering people into vacation Often by suckering people into agonizingly long sales presentations agonizingly long sales presentations agonizingly long sales presentations with the promise of a free gift there with the promise of a free gift there with the promise of a free gift there are so many horror stories out there 
[3:40]
are so many horror stories out there are so many horror stories out there like the woman whose parents was like the woman whose parents was like the woman whose parents was subjected to a 7-hour sales pitch that subjected to a 7-hour sales pitch that subjected to a 7-hour sales pitch that ended with them spending more than ended with them spending more than ended with them spending more than $10,000 on a time share or the person $10,000 on a time share or the person $10,000 on a time share or the person who signed an agreement following a who signed an agreement following a who signed an agreement following a five-hour presentation because quote I'm five-hour presentation because quote I'm five-hour presentation because quote I'm a diabetic after 5 hours I just gave in a diabetic after 5 hours I just gave in a diabetic after 5 hours I just gave in I needed something to eat and I do get I needed something to eat and I do get I needed something to eat and I do get that listen to a Time presentation is that listen to a Time presentation is that listen to a Time presentation is dead last on the list of things that I dead last on the list of things that I dead last on the list of things that I want to do for five straight hours right want to do for five straight hours right want to do for five straight hours right after watching avatar the way of water after watching avatar the way of water after watching avatar the way of water telling children that their pet hamster telling children that their pet hamster telling children that their pet hamster was eaten by their other pet hamster and 
[4:11]
was eaten by their other pet hamster and was eaten by their other pet hamster and that neither one ever knew the child in that neither one ever knew the child in that neither one ever knew the child in question existed and of course hearing question existed and of course hearing question existed and of course hearing other people talk about watching avatar other people talk about watching avatar other people talk about watching avatar the way of the way of the way of water the problem is though once you are water the problem is though once you are water the problem is though once you are in that room companies can go to extreme in that room companies can go to extreme in that room companies can go to extreme lengths to get you to commit on the spot lengths to get you to commit on the spot lengths to get you to commit on the spot just watch as that Westgate executive just watch as that Westgate executive just watch as that Westgate executive encourages his staff to to stop at encourages his staff to to stop at encourages his staff to to stop at nothing to make a sale our number one nothing to make a sale our number one nothing to make a sale our number one person in Orlando owns several weeks of person in Orlando owns several weeks of person in Orlando owns several weeks of time share you know you should own at time share you know you should own at time share you know you should own at least one week least one week least one week yourselves and if you don't lie and say 
[4:41]
yourselves and if you don't lie and say yourselves and if you don't lie and say you you you do don't let these people leave here do don't let these people leave here do don't let these people leave here without buying without buying without buying something something I don't know what is something something I don't know what is something something I don't know what is more alarming there that he knew a more alarming there that he knew a more alarming there that he knew a camera crew was filming and still camera crew was filming and still camera crew was filming and still instructed his sales team to lie or that instructed his sales team to lie or that instructed his sales team to lie or that he knew that and willingly wore that he knew that and willingly wore that he knew that and willingly wore that shirt because what the is that shirt because what the is that shirt because what the is that thing it looked like someone ate a thing it looked like someone ate a thing it looked like someone ate a Persian rug and then threw up on it he Persian rug and then threw up on it he Persian rug and then threw up on it he looks like the mascot for looks like the mascot for looks like the mascot for divorce lying is actually a key strategy 
[5:12]
divorce lying is actually a key strategy divorce lying is actually a key strategy for many time share salespeople they for many time share salespeople they for many time share salespeople they will lie about everything from the ease will lie about everything from the ease will lie about everything from the ease of making reservations to the total cost of making reservations to the total cost of making reservations to the total cost of the time share according to a lawsuit of the time share according to a lawsuit of the time share according to a lawsuit against Windam salespeople even had an against Windam salespeople even had an against Windam salespeople even had an acronym Taft which stood for tell them acronym Taft which stood for tell them acronym Taft which stood for tell them any fraking thing and come on at this any fraking thing and come on at this any fraking thing and come on at this point just say cuz it's one point just say cuz it's one point just say cuz it's one thing to lie it's another to do that thing to lie it's another to do that thing to lie it's another to do that while talking like a middle schooler while talking like a middle schooler while talking like a middle schooler who's in the car with their mom but who's in the car with their mom but who's in the car with their mom but still trying to sound still trying to sound still trying to sound hard but the thing is lying is basically hard but the thing is lying is basically hard but the thing is lying is basically allowed in this industry many time share 
[5:44]
allowed in this industry many time share allowed in this industry many time share agreements contain a clause that agreements contain a clause that agreements contain a clause that absolves the developer from absolves the developer from absolves the developer from responsibility for anything sale reps responsibility for anything sale reps responsibility for anything sale reps say it's often referred to by attorneys say it's often referred to by attorneys say it's often referred to by attorneys as these salesman's licensed to lie as these salesman's licensed to lie as these salesman's licensed to lie clause and look I get that sales reps clause and look I get that sales reps clause and look I get that sales reps customers constantly it happens customers constantly it happens customers constantly it happens to me every time a w Parker employee to me every time a w Parker employee to me every time a w Parker employee tells me you look so cool but you tells me you look so cool but you tells me you look so cool but you wouldn't expect them to be able to lie wouldn't expect them to be able to lie wouldn't expect them to be able to lie about something as objective as how much about something as objective as how much about something as objective as how much a thing will cost now the good news is a thing will cost now the good news is a thing will cost now the good news is depending on where you made your depending on where you made your depending on where you made your purchase you can have between three and 
[6:14]
purchase you can have between three and purchase you can have between three and 10 days to resend your signature but 10 days to resend your signature but 10 days to resend your signature but remember a lot of people sign up for remember a lot of people sign up for remember a lot of people sign up for time shares on vacation so that time time shares on vacation so that time time shares on vacation so that time time May expire before they get home or time May expire before they get home or time May expire before they get home or have a chance to have a lawyer look at have a chance to have a lawyer look at have a chance to have a lawyer look at the contract and this would be less of the contract and this would be less of the contract and this would be less of an issue if people generally loved their an issue if people generally loved their an issue if people generally loved their time shares but a study found that 85% time shares but a study found that 85% time shares but a study found that 85% of time share owners regret their of time share owners regret their of time share owners regret their purchase which is a rate of regret on purchase which is a rate of regret on purchase which is a rate of regret on par with people who bought teacup pigs par with people who bought teacup pigs par with people who bought teacup pigs only to realize that teacup pigs don't only to realize that teacup pigs don't only to realize that teacup pigs don't really exist what do exist are baby pigs 
[6:46]
really exist what do exist are baby pigs really exist what do exist are baby pigs that grow into a 90 piece of livestock that grow into a 90 piece of livestock that grow into a 90 piece of livestock that can suffocate your that can suffocate your that can suffocate your cat and at this point let's talk about cat and at this point let's talk about cat and at this point let's talk about why people might regret buying a time why people might regret buying a time why people might regret buying a time share and the first major reason share and the first major reason share and the first major reason unsurprisingly is cost because The unsurprisingly is cost because The unsurprisingly is cost because The Upfront cost for a onewe annual time Upfront cost for a onewe annual time Upfront cost for a onewe annual time share vacation can average around share vacation can average around share vacation can average around $24,000 but that is just the beginning $24,000 but that is just the beginning $24,000 but that is just the beginning because on top of that come other because on top of that come other because on top of that come other expenses like maintenance fees which expenses like maintenance fees which expenses like maintenance fees which typically go up every year and at high typically go up every year and at high typically go up every year and at high value Resorts can run from 2500 to 
[7:18]
value Resorts can run from 2500 to value Resorts can run from 2500 to $3500 per year and you are on the hook $3500 per year and you are on the hook $3500 per year and you are on the hook for those costs whether you use your for those costs whether you use your for those costs whether you use your time share or not which actually brings time share or not which actually brings time share or not which actually brings us to another major problem because if us to another major problem because if us to another major problem because if what you bought is points or a floating what you bought is points or a floating what you bought is points or a floating week plan you still need to book time at week plan you still need to book time at week plan you still need to book time at your Resort which can be unexpectedly your Resort which can be unexpectedly your Resort which can be unexpectedly hard just listen to this man explain his hard just listen to this man explain his hard just listen to this man explain his attempts to book a vacation at the attempts to book a vacation at the attempts to book a vacation at the Westgate time share that he bought in Westgate time share that he bought in Westgate time share that he bought in Branson Missouri 6 years earlier the Branson Missouri 6 years earlier the Branson Missouri 6 years earlier the first year I call a month in advance M first year I call a month in advance M first year I call a month in advance M they say you're calling you're giving us 
[7:49]
they say you're calling you're giving us they say you're calling you're giving us a very short notice so year two they a very short notice so year two they a very short notice so year two they called 6 months in advance you are called 6 months in advance you are called 6 months in advance you are calling too early year three they called calling too early year three they called calling too early year three they called two months in advance but we're told two months in advance but we're told two months in advance but we're told they called too late you can still go they called too late you can still go they called too late you can still go but uh we have to charge you like any but uh we have to charge you like any but uh we have to charge you like any other person so far the ners have spent other person so far the ners have spent other person so far the ners have spent more than more than more than $15,000 for a time share they've never $15,000 for a time share they've never $15,000 for a time share they've never spent a single night in when the ners spent a single night in when the ners spent a single night in when the ners complained to Westgate they were told complained to Westgate they were told complained to Westgate they were told they would have an easier time using they would have an easier time using they would have an easier time using their time share if they upgraded to a their time share if they upgraded to a their time share if they upgraded to a better plan for an additional 
[8:21]
better plan for an additional better plan for an additional $115,000 yeah that's not great is it $115,000 yeah that's not great is it $115,000 yeah that's not great is it being asked to pay $115,000 for being asked to pay $115,000 for being asked to pay $115,000 for something that you've only seen in something that you've only seen in something that you've only seen in pictures is not a Time shift that's an pictures is not a Time shift that's an pictures is not a Time shift that's an expensive and remarkably Niche only fans expensive and remarkably Niche only fans expensive and remarkably Niche only fans account but westgate's response is account but westgate's response is account but westgate's response is pretty common across the industry once pretty common across the industry once pretty common across the industry once you buy a time share the pitch is you you buy a time share the pitch is you you buy a time share the pitch is you really need to upgrade to get the most really need to upgrade to get the most really need to upgrade to get the most or possibly anything out of your or possibly anything out of your or possibly anything out of your purchase and these upgrades are a purchase and these upgrades are a purchase and these upgrades are a fundamental part of the business model fundamental part of the business model fundamental part of the business model at one investment conference Marriott 
[8:51]
at one investment conference Marriott at one investment conference Marriott stated that every $30,000 spent on the stated that every $30,000 spent on the stated that every $30,000 spent on the purchase of a new time share should purchase of a new time share should purchase of a new time share should generate an extra 20,000 from upgrades generate an extra 20,000 from upgrades generate an extra 20,000 from upgrades after just 5 years so it's hardly after just 5 years so it's hardly after just 5 years so it's hardly surprising that companies frequently surprising that companies frequently surprising that companies frequently pressure people to pay for upgrades pressure people to pay for upgrades pressure people to pay for upgrades sometimes with the exact same aggressive sometimes with the exact same aggressive sometimes with the exact same aggressive tactics that got them to buy the time tactics that got them to buy the time tactics that got them to buy the time share in the first place customers of share in the first place customers of share in the first place customers of Windam Resorts have said that whenever Windam Resorts have said that whenever Windam Resorts have said that whenever they'd go on vacation they'd be forced they'd go on vacation they'd be forced they'd go on vacation they'd be forced into so-called owner update meetings into so-called owner update meetings into so-called owner update meetings where they were then pressured to spend where they were then pressured to spend where they were then pressured to spend more like this woman the 76-year-old 
[9:22]
more like this woman the 76-year-old more like this woman the 76-year-old Widow is deep in debt owing more than Widow is deep in debt owing more than Widow is deep in debt owing more than $175,000 after she claimed she was $175,000 after she claimed she was $175,000 after she claimed she was repeatedly tricked harassed into buying repeatedly tricked harassed into buying repeatedly tricked harassed into buying time share points FS also claims in her time share points FS also claims in her time share points FS also claims in her lawsuit Windam sales reps told her lawsuit Windam sales reps told her lawsuit Windam sales reps told her things to convince her to buy more things to convince her to buy more things to convince her to buy more points that ended up not being true if I points that ended up not being true if I points that ended up not being true if I would just sign it then they could lower would just sign it then they could lower would just sign it then they could lower the interest the interest the interest rates is that in fact what happened rates is that in fact what happened rates is that in fact what happened no no she says Windam salespeople also no no she says Windam salespeople also no no she says Windam salespeople also told her the company would buy back any told her the company would buy back any told her the company would buy back any extra points she didn't use and that too extra points she didn't use and that too extra points she didn't use and that too she later found wasn't exactly as it had 
[9:54]
she later found wasn't exactly as it had she later found wasn't exactly as it had been explained were you surprised to been explained were you surprised to been explained were you surprised to discover that very surprised discover that very surprised discover that very surprised not only not only not only surprised he may need to bleep this out surprised he may need to bleep this out surprised he may need to bleep this out I was mad as hell wow she is pissed I was mad as hell wow she is pissed I was mad as hell wow she is pissed there I know mad as hell might not sound there I know mad as hell might not sound there I know mad as hell might not sound that extreme to us delinquents on HBO that extreme to us delinquents on HBO that extreme to us delinquents on HBO but coming from a 76y old woman in but coming from a 76y old woman in but coming from a 76y old woman in tennessy that's equivalent of a child tennessy that's equivalent of a child tennessy that's equivalent of a child screaming through a screaming through a screaming through a bullhorn at an elementary school it's bullhorn at an elementary school it's bullhorn at an elementary school it's that level of that level of that level of intensity so between fees and the 
[10:25]
intensity so between fees and the intensity so between fees and the constant pressure to pay for upgrades constant pressure to pay for upgrades constant pressure to pay for upgrades you can see how people might end up you can see how people might end up you can see how people might end up regretting retting their purchase even regretting retting their purchase even regretting retting their purchase even those who initially enjoyed their time those who initially enjoyed their time those who initially enjoyed their time share might end up wanting to get rid of share might end up wanting to get rid of share might end up wanting to get rid of it either because they're getting older it either because they're getting older it either because they're getting older and not wanting to travel as much or and not wanting to travel as much or and not wanting to travel as much or they're just getting tired of going to they're just getting tired of going to they're just getting tired of going to the same place but the problem is the same place but the problem is the same place but the problem is whatever your reason for wanting to whatever your reason for wanting to whatever your reason for wanting to leave a time share you will soon realize leave a time share you will soon realize leave a time share you will soon realize it is very hard to do that and that is it is very hard to do that and that is it is very hard to do that and that is because many agreements contain a because many agreements contain a because many agreements contain a so-called perpetuity Clause that means so-called perpetuity Clause that means so-called perpetuity Clause that means that the purchase as well as all those that the purchase as well as all those that the purchase as well as all those regular maintenance fees are a 
[10:57]
regular maintenance fees are a regular maintenance fees are a non-cancellable lifetime obligation non-cancellable lifetime obligation non-cancellable lifetime obligation which is ridiculous a contract for a which is ridiculous a contract for a which is ridiculous a contract for a vacation shouldn't be harder to get out vacation shouldn't be harder to get out vacation shouldn't be harder to get out of than Scientology where's of than Scientology where's of than Scientology where's Shell by the way I'm sure she's fine but Shell by the way I'm sure she's fine but Shell by the way I'm sure she's fine but where is shell now some developers claim where is shell now some developers claim where is shell now some developers claim to have programs where they'll take a to have programs where they'll take a to have programs where they'll take a time share back but there is a lot of time share back but there is a lot of time share back but there is a lot of fine print there including the fact that fine print there including the fact that fine print there including the fact that they're often only available at the they're often only available at the they're often only available at the developer discretion and could involve developer discretion and could involve developer discretion and could involve paying a significant fee which sometimes paying a significant fee which sometimes paying a significant fee which sometimes can be equivalent to 2 years of can be equivalent to 2 years of can be equivalent to 2 years of Maintenance fees and if the company 
[11:28]
Maintenance fees and if the company Maintenance fees and if the company won't take it back won't take it back won't take it back good luck because it can be hard if not good luck because it can be hard if not good luck because it can be hard if not impossible to sell a time share in fact impossible to sell a time share in fact impossible to sell a time share in fact the resale site red week shows a number the resale site red week shows a number the resale site red week shows a number of them being sold for literally of them being sold for literally of them being sold for literally 0er and keep that in mind anytime anyone 0er and keep that in mind anytime anyone 0er and keep that in mind anytime anyone says that a time share is an investment says that a time share is an investment says that a time share is an investment Investments are supposed to gain value a Investments are supposed to gain value a Investments are supposed to gain value a time share is as sound an investment as time share is as sound an investment as time share is as sound an investment as opening a gan Maxwell themed restaurant opening a gan Maxwell themed restaurant opening a gan Maxwell themed restaurant GES when you're here you're in GES when you're here you're in GES when you're here you're in danger and and all this actually gets 
[12:00]
danger and and all this actually gets danger and and all this actually gets one step worse thanks to something one step worse thanks to something one step worse thanks to something that's often framed as a selling point that's often framed as a selling point that's often framed as a selling point for time shares it's a great feeling to for time shares it's a great feeling to for time shares it's a great feeling to know that our grand children when we're know that our grand children when we're know that our grand children when we're not around um we'll be enjoying it it not around um we'll be enjoying it it not around um we'll be enjoying it it will be our Legacy to them even as we will be our Legacy to them even as we will be our Legacy to them even as we pass on it's something that we can pass on it's something that we can pass on it's something that we can continue to give to our children it's a continue to give to our children it's a continue to give to our children it's a gift that we keep on giving Beyond us gift that we keep on giving Beyond us gift that we keep on giving Beyond us now that we have two children it's kind now that we have two children it's kind now that we have two children it's kind of exciting that we know that our of exciting that we know that our of exciting that we know that our credits will never go to waste it will credits will never go to waste it will credits will never go to waste it will still be in our family through our boys 
[12:30]
still be in our family through our boys still be in our family through our boys okay one of those boys seems happy about okay one of those boys seems happy about okay one of those boys seems happy about that but the other one does seem pissed that but the other one does seem pissed that but the other one does seem pissed and much more interested in the upside and much more interested in the upside and much more interested in the upside down construction truck that he's down construction truck that he's down construction truck that he's holding and he's honestly right because holding and he's honestly right because holding and he's honestly right because if there's one thing to take away from if there's one thing to take away from if there's one thing to take away from this episode is that if you have a this episode is that if you have a this episode is that if you have a choice between a time share and an choice between a time share and an choice between a time share and an upside down truck take the truck every upside down truck take the truck every upside down truck take the truck every time at least you technically own that time at least you technically own that time at least you technically own that but given everything that you've seen so but given everything that you've seen so but given everything that you've seen so far you won't be surprised to hear that far you won't be surprised to hear that far you won't be surprised to hear that many people aren't super keen on many people aren't super keen on many people aren't super keen on inheriting a time share and while you inheriting a time share and while you inheriting a time share and while you can technically decline it can technically decline it can technically decline it that can be much much harder to do than 
[13:02]
that can be much much harder to do than that can be much much harder to do than you might think walking away does take you might think walking away does take you might think walking away does take work namely you must file a disclaimer work namely you must file a disclaimer work namely you must file a disclaimer of Interest with the court saying that of Interest with the court saying that of Interest with the court saying that you reject the time share you only have you reject the time share you only have you reject the time share you only have 9 months after the death of your loved 9 months after the death of your loved 9 months after the death of your loved one to file it and even then it's not one to file it and even then it's not one to file it and even then it's not that simple you see when the first that simple you see when the first that simple you see when the first person in line rejects the time share it person in line rejects the time share it person in line rejects the time share it goes to the next in line and then the goes to the next in line and then the goes to the next in line and then the next and the next every single person next and the next every single person next and the next every single person has to file all of that paperwork it's has to file all of that paperwork it's has to file all of that paperwork it's true every single person person and time true every single person person and time true every single person person and time share paperwork clearly isn't what 
[13:32]
share paperwork clearly isn't what share paperwork clearly isn't what grieving families need it is pretty grieving families need it is pretty grieving families need it is pretty upsetting to think that there might upsetting to think that there might upsetting to think that there might genuinely be a market for sympathy cars genuinely be a market for sympathy cars genuinely be a market for sympathy cars that say I'm sorry for your loss but that say I'm sorry for your loss but that say I'm sorry for your loss but also move fast if you don't want to get also move fast if you don't want to get also move fast if you don't want to get stuck with the fees on your dead mom's stuck with the fees on your dead mom's stuck with the fees on your dead mom's Hilton Head two bedroom and all of this Hilton Head two bedroom and all of this Hilton Head two bedroom and all of this brings to what might be the most brings to what might be the most brings to what might be the most surprising thing here Time Shares are so surprising thing here Time Shares are so surprising thing here Time Shares are so difficult to get rid of a whole separate difficult to get rid of a whole separate difficult to get rid of a whole separate industry has now cropped up known as the industry has now cropped up known as the industry has now cropped up known as the time share exit industry you may have time share exit industry you may have time share exit industry you may have seen ads on TV for them more upbeat seen ads on TV for them more upbeat seen ads on TV for them more upbeat segments on local stations like these segments on local stations like these segments on local stations like these for a company called time share 
[14:03]
for a company called time share for a company called time share termination team where they can get a termination team where they can get a termination team where they can get a pretty strong endorsement Colorado's pretty strong endorsement Colorado's pretty strong endorsement Colorado's local time share termination team has a local time share termination team has a local time share termination team has a 100% success rate joining us trusted 100% success rate joining us trusted 100% success rate joining us trusted advisers Brian and Holly Wilbur with the advisers Brian and Holly Wilbur with the advisers Brian and Holly Wilbur with the first steps you need to take to legally first steps you need to take to legally first steps you need to take to legally get out of your time share I'll be get out of your time share I'll be get out of your time share I'll be honest I know I said this before too I honest I know I said this before too I honest I know I said this before too I didn't think this was possible but it didn't think this was possible but it didn't think this was possible but it actually is now that sounds pretty great actually is now that sounds pretty great actually is now that sounds pretty great doesn't it the basic pitch of exit doesn't it the basic pitch of exit doesn't it the basic pitch of exit companies is for an upfront fee they'll companies is for an upfront fee they'll companies is for an upfront fee they'll either resell your time share or get you either resell your time share or get you either resell your time share or get you out of your contract and given how out of your contract and given how out of your contract and given how critical they are of the time share 
[14:34]
critical they are of the time share critical they are of the time share industry you might assume that they are industry you might assume that they are industry you might assume that they are the good guys in the story unfortunately the good guys in the story unfortunately the good guys in the story unfortunately they are very much not which you they are very much not which you they are very much not which you probably already suspected after that probably already suspected after that probably already suspected after that woman claimed a 100% success rate woman claimed a 100% success rate woman claimed a 100% success rate because that's one of those phrases because that's one of those phrases because that's one of those phrases that's just an automatic red flag like that's just an automatic red flag like that's just an automatic red flag like endorsed by Dr Ros or Forbes cover model endorsed by Dr Ros or Forbes cover model endorsed by Dr Ros or Forbes cover model it just immediately raises it just immediately raises it just immediately raises suspicions also you should know while suspicions also you should know while suspicions also you should know while that sure looks like the news crucially that sure looks like the news crucially that sure looks like the news crucially it and all those shows you just saw are it and all those shows you just saw are it and all those shows you just saw are sponsored content programs we did a 
[15:06]
sponsored content programs we did a sponsored content programs we did a story on them a couple of years ago and story on them a couple of years ago and story on them a couple of years ago and it's where local stations will allow you it's where local stations will allow you it's where local stations will allow you to buy your way into fake segments that to buy your way into fake segments that to buy your way into fake segments that look like news but are in fact ads we look like news but are in fact ads we look like news but are in fact ads we actually bought all way onto that exact actually bought all way onto that exact actually bought all way onto that exact show on Denver 7 to sell a Nazi show on Denver 7 to sell a Nazi show on Denver 7 to sell a Nazi blanket and if you miss that story go blanket and if you miss that story go blanket and if you miss that story go back and watch the whole thing because back and watch the whole thing because back and watch the whole thing because that was one hell of a sentence that's that was one hell of a sentence that's that was one hell of a sentence that's missing about 21 minutes of context missing about 21 minutes of context missing about 21 minutes of context anyway as it turns out anyway as it turns out anyway as it turns out time share termination team was even time share termination team was even time share termination team was even sketchier than our Third Reich sketchier than our Third Reich sketchier than our Third Reich fleece because not not long after that 
[15:37]
fleece because not not long after that fleece because not not long after that Denver 7's actual news team had this Denver 7's actual news team had this Denver 7's actual news team had this story to report dubby hired the company story to report dubby hired the company story to report dubby hired the company in June 2019 in all she paid more than in June 2019 in all she paid more than in June 2019 in all she paid more than $14,000 signed the contract the two-year $14,000 signed the contract the two-year $14,000 signed the contract the two-year contract that ended this last June well contract that ended this last June well contract that ended this last June well under the terms of the contract if they under the terms of the contract if they under the terms of the contract if they don't resolve my issue I can get a don't resolve my issue I can get a don't resolve my issue I can get a refund two years came and w that's when refund two years came and w that's when refund two years came and w that's when she went looking for answers so I came she went looking for answers so I came she went looking for answers so I came to came to see them and it's empty the to came to see them and it's empty the to came to see them and it's empty the signs are still up on this office in signs are still up on this office in signs are still up on this office in Greenwood 
[16:08]
Greenwood Greenwood Village but there's no employees the Village but there's no employees the Village but there's no employees the furniture is gone wow first I'm not sure furniture is gone wow first I'm not sure furniture is gone wow first I'm not sure it was totally necessary to force her to it was totally necessary to force her to it was totally necessary to force her to go back and knock on the glass of a go back and knock on the glass of a go back and knock on the glass of a clearly empty office but I'm very glad clearly empty office but I'm very glad clearly empty office but I'm very glad that they did but second that is a 19 that they did but second that is a 19 that they did but second that is a 19 century snake oil salesman level scam century snake oil salesman level scam century snake oil salesman level scam they just disappeared one moment they they just disappeared one moment they they just disappeared one moment they were there the next they were suddenly were there the next they were suddenly were there the next they were suddenly gone with no warning like a ghost or a gone with no warning like a ghost or a gone with no warning like a ghost or a TV show on HBO TV show on HBO TV show on HBO Max everything's fine at this company Max everything's fine at this company Max everything's fine at this company everything's everything's everything's fine and unfortunately that is by no 
[16:41]
fine and unfortunately that is by no fine and unfortunately that is by no means a one-off as one consumer Advocate means a one-off as one consumer Advocate means a one-off as one consumer Advocate puts it I don't like generalizations so puts it I don't like generalizations so puts it I don't like generalizations so I'll say that 99% of them don't do what I'll say that 99% of them don't do what I'll say that 99% of them don't do what they say they will or Worse are out they say they will or Worse are out they say they will or Worse are out andout scams but you know what I do like andout scams but you know what I do like andout scams but you know what I do like generalization so I'm happy to say time generalization so I'm happy to say time generalization so I'm happy to say time share exit companies are total share exit companies are total share exit companies are total a lot of follow the same basic pattern a lot of follow the same basic pattern a lot of follow the same basic pattern that you just saw they'll charge an that you just saw they'll charge an that you just saw they'll charge an upfront fee and then either stall upfront fee and then either stall upfront fee and then either stall indefinitely Or fully disappear and they indefinitely Or fully disappear and they indefinitely Or fully disappear and they are taking advantage of people on a are taking advantage of people on a are taking advantage of people on a massive scale in Missouri one group of 
[17:11]
massive scale in Missouri one group of massive scale in Missouri one group of companies stands accused of deceiving companies stands accused of deceiving companies stands accused of deceiving consumers into paying more than $90 consumers into paying more than $90 consumers into paying more than $90 million for exit services that were not million for exit services that were not million for exit services that were not delivered and while that case is still delivered and while that case is still delivered and while that case is still pending all of these other companies pending all of these other companies pending all of these other companies have gone under in recent years and I have gone under in recent years and I have gone under in recent years and I know that these exit companies might know that these exit companies might know that these exit companies might seem immediately suspicious to you now seem immediately suspicious to you now seem immediately suspicious to you now but they have slick marketing and have but they have slick marketing and have but they have slick marketing and have also been endorsed by some supposedly also been endorsed by some supposedly also been endorsed by some supposedly financially Savvy people in fact Dave financially Savvy people in fact Dave financially Savvy people in fact Dave Ramsey the popular personal finance Guru Ramsey the popular personal finance Guru Ramsey the popular personal finance Guru who to his credit has been a vocal who to his credit has been a vocal who to his credit has been a vocal critic of time shares actually gave one critic of time shares actually gave one critic of time shares actually gave one exit company a ringing endorsement time 
[17:44]
exit company a ringing endorsement time exit company a ringing endorsement time share exit team will get you out of share exit team will get you out of share exit team will get you out of their time share now you're going to pay their time share now you're going to pay their time share now you're going to pay them money to do that that's what they them money to do that that's what they them money to do that that's what they do and they charge you up front and they do and they charge you up front and they do and they charge you up front and they give your money back guarantee if they give your money back guarantee if they give your money back guarantee if they don't get you out but they'll get you don't get you out but they'll get you don't get you out but they'll get you out well that sounds trustworthy doesn't out well that sounds trustworthy doesn't out well that sounds trustworthy doesn't it and after all why wouldn't you take it and after all why wouldn't you take it and after all why wouldn't you take the word of a man whose look and general the word of a man whose look and general the word of a man whose look and general Vibe answers the question what if Billy Vibe answers the question what if Billy Vibe answers the question what if Billy Joel and Dr Phil had a kid and it sucked Joel and Dr Phil had a kid and it sucked Joel and Dr Phil had a kid and it sucked but but not long after that the but but not long after that the but but not long after that the Washington State AG sued time share exit Washington State AG sued time share exit Washington State AG sued time share exit team claiming among other things that 
[18:14]
team claiming among other things that team claiming among other things that the majority of his customers either did the majority of his customers either did the majority of his customers either did not receive their promised exit received not receive their promised exit received not receive their promised exit received one that caused them unanticipated one that caused them unanticipated one that caused them unanticipated negative Financial or other consequences negative Financial or other consequences negative Financial or other consequences or received an exit that the customer or received an exit that the customer or received an exit that the customer could have obtained for themselves the could have obtained for themselves the could have obtained for themselves the company eventually shut down but only company eventually shut down but only company eventually shut down but only after it was forced to pay $2.6 million after it was forced to pay $2.6 million after it was forced to pay $2.6 million in restitution and if you're thinking in restitution and if you're thinking in restitution and if you're thinking any of that gave Dave Ramsey pause for any of that gave Dave Ramsey pause for any of that gave Dave Ramsey pause for reflection you should know it did not reflection you should know it did not reflection you should know it did not because after Inside Edition did a because after Inside Edition did a because after Inside Edition did a segment covering time share exit team's segment covering time share exit team's segment covering time share exit team's issues and questioning his endorsement issues and questioning his endorsement issues and questioning his endorsement of them he pushed back like this I 
[18:46]
of them he pushed back like this I of them he pushed back like this I didn't know you could buy a story on didn't know you could buy a story on didn't know you could buy a story on Inside Edition I didn't I didn't think Inside Edition I didn't I didn't think Inside Edition I didn't I didn't think you all were that I knew you were you all were that I knew you were you all were that I knew you were tabloid but I didn't know you were that tabloid but I didn't know you were that tabloid but I didn't know you were that low or are you just so dumb that you low or are you just so dumb that you low or are you just so dumb that you didn't understand you were on the wrong didn't understand you were on the wrong didn't understand you were on the wrong side of this argument on the basis is side of this argument on the basis is side of this argument on the basis is the the the consumer so this is why time share is consumer so this is why time share is consumer so this is why time share is not on the air anymore time share exit not on the air anymore time share exit not on the air anymore time share exit team but guess who's still on the air team but guess who's still on the air team but guess who's still on the air me me and I'm me me and I'm me me and I'm sitting in a $300 million paid for 
[19:19]
building neck deep in cash you building neck deep in cash you building neck deep in cash you jerks yeah that is champion of the jerks yeah that is champion of the jerks yeah that is champion of the working people Dave Ramsey braging about working people Dave Ramsey braging about working people Dave Ramsey braging about being next deep in cash to his own being next deep in cash to his own being next deep in cash to his own viewers who got caught up in a scam that viewers who got caught up in a scam that viewers who got caught up in a scam that he actively promoted all while having he actively promoted all while having he actively promoted all while having his hands like this a pose used almost his hands like this a pose used almost his hands like this a pose used almost exclusively by cartoon Super Villains exclusively by cartoon Super Villains exclusively by cartoon Super Villains plotting ways to kill Batman but the plotting ways to kill Batman but the plotting ways to kill Batman but the thing is there is no right side to be on thing is there is no right side to be on thing is there is no right side to be on here time share companies and time share here time share companies and time share here time share companies and time share exit companies are both terrible one is 
[19:50]
exit companies are both terrible one is exit companies are both terrible one is a shitty business model that somehow a shitty business model that somehow a shitty business model that somehow technically legal and the other is often technically legal and the other is often technically legal and the other is often times an out andout scam but neither is times an out andout scam but neither is times an out andout scam but neither is good and it's very important not to lose good and it's very important not to lose good and it's very important not to lose site of the fact that beneath all of site of the fact that beneath all of site of the fact that beneath all of this are people who can get victimized this are people who can get victimized this are people who can get victimized and in some cases twice if you watch a and in some cases twice if you watch a and in some cases twice if you watch a lot of stories about these companies it lot of stories about these companies it lot of stories about these companies it is heartbreaking just how often the is heartbreaking just how often the is heartbreaking just how often the people in them talk about how ashamed people in them talk about how ashamed people in them talk about how ashamed they feel about falling for this nobody they feel about falling for this nobody they feel about falling for this nobody in my family knows nobody makes you feel in my family knows nobody makes you feel in my family knows nobody makes you feel bad when you think you done something bad when you think you done something bad when you think you done something that's stupid we bought the time share 
[20:20]
that's stupid we bought the time share that's stupid we bought the time share which took us to the cleaners and it which took us to the cleaners and it which took us to the cleaners and it just it made me feel stupid doesn't make just it made me feel stupid doesn't make just it made me feel stupid doesn't make me too good you know like I I think I'm me too good you know like I I think I'm me too good you know like I I think I'm smarter than that yeah I get that but to smarter than that yeah I get that but to smarter than that yeah I get that but to be clear the shame here should not be on be clear the shame here should not be on be clear the shame here should not be on the people who were duped it should be the people who were duped it should be the people who were duped it should be on the industries that exploited them on the industries that exploited them on the industries that exploited them told them any fraking thing they wanted told them any fraking thing they wanted told them any fraking thing they wanted to and abuse their understandable desire to and abuse their understandable desire to and abuse their understandable desire just to take a break so what can just to take a break so what can just to take a break so what can we do here well on the off chance that we do here well on the off chance that we do here well on the off chance that anyone watching right now is considering anyone watching right now is considering anyone watching right now is considering a time share don't do it if you know 
[20:51]
a time share don't do it if you know a time share don't do it if you know someone considering it send them this someone considering it send them this someone considering it send them this segment if you happen to inherit a time segment if you happen to inherit a time segment if you happen to inherit a time share get rid of it as fast as possible share get rid of it as fast as possible share get rid of it as fast as possible and and if it's too late and you're and and if it's too late and you're and and if it's too late and you're stuck with it you can try and give it stuck with it you can try and give it stuck with it you can try and give it away for $0 online but the truth is away for $0 online but the truth is away for $0 online but the truth is you'll only be someone else over you'll only be someone else over you'll only be someone else over them unfortunately the best option might them unfortunately the best option might them unfortunately the best option might actually be to call the time share actually be to call the time share actually be to call the time share company and see if there is any chance company and see if there is any chance company and see if there is any chance that they will take it back from you as that they will take it back from you as that they will take it back from you as for exit companies as you have seen for exit companies as you have seen for exit companies as you have seen there's been sporadic legal action there's been sporadic legal action there's been sporadic legal action against individual companies but by and 
[21:21]
against individual companies but by and against individual companies but by and large it is a whack-a-mole ecosystem large it is a whack-a-mole ecosystem large it is a whack-a-mole ecosystem when one goes down another one tends to when one goes down another one tends to when one goes down another one tends to pop right up so the truth is the best pop right up so the truth is the best pop right up so the truth is the best bet right now seems to be to make sure bet right now seems to be to make sure bet right now seems to be to make sure that we all warn each other about just that we all warn each other about just that we all warn each other about just how up this whole industry is or how up this whole industry is or how up this whole industry is or I suppose we could go another way with I suppose we could go another way with I suppose we could go another way with it and if you can't beat them join them it and if you can't beat them join them it and if you can't beat them join them so joining me now for a special so joining me now for a special so joining me now for a special sponsored segment that she may or may sponsored segment that she may or may sponsored segment that she may or may not have paid $3,000 for please welcome not have paid $3,000 for please welcome not have paid $3,000 for please welcome back to the show my lovely wife wand Joe back to the show my lovely wife wand Joe back to the show my lovely wife wand Joe Oliver 
[21:55]
[Music] hello there m Wanda hello there hello there m Wanda hello there hello there m Wanda hello there MN now W I understand you have a new MN now W I understand you have a new MN now W I understand you have a new time share product that you'd like to time share product that you'd like to time share product that you'd like to share with us that's right I'm here to share with us that's right I'm here to share with us that's right I'm here to introduce my new company time share exit introduce my new company time share exit introduce my new company time share exit squared yes the world's first ever time squared yes the world's first ever time squared yes the world's first ever time share exit company exit company W share exit company exit company W share exit company exit company W fascinating wonder what does time share fascinating wonder what does time share fascinating wonder what does time share exit squared do exactly well let's say 
[22:26]
exit squared do exactly well let's say exit squared do exactly well let's say you're stuck in a time share and you go you're stuck in a time share and you go you're stuck in a time share and you go to an exit company to get you out of the to an exit company to get you out of the to an exit company to get you out of the contract but uh-oh that company just contract but uh-oh that company just contract but uh-oh that company just took all your money and disappeared took all your money and disappeared took all your money and disappeared without doing a dang thing well times without doing a dang thing well times without doing a dang thing well times share exit Square can free you from your share exit Square can free you from your share exit Square can free you from your time share exit company and get all your time share exit company and get all your time share exit company and get all your money back wow that is amazing wonder money back wow that is amazing wonder money back wow that is amazing wonder you are truly saving lives just like you are truly saving lives just like you are truly saving lives just like doctors nurses and doctors nurses and doctors nurses and firefighters you are you all you all you firefighters you are you all you all you firefighters you are you all you all you all w m I am way better than all them 
[22:59]
all w m I am way better than all them all w m I am way better than all them all those people are scum compared to me all those people are scum compared to me all those people are scum compared to me I Spit on them you spit wow as you I Spit on them you spit wow as you I Spit on them you spit wow as you should my Wanda now tell me how exactly should my Wanda now tell me how exactly should my Wanda now tell me how exactly does time share exit squar work how does does time share exit squar work how does does time share exit squar work how does it work well it couldn't be easier it work well it couldn't be easier it work well it couldn't be easier [Music] [Music] [Music] Maan simply pay us a quick and easy Maan simply pay us a quick and easy Maan simply pay us a quick and easy upfront fee of upfront fee of upfront fee of $20,000 and within 3 to 58 business $20,000 and within 3 to 58 business $20,000 and within 3 to 58 business months 
[23:30]
your time share exit company will your time share exit company will your time share exit company will deposit a full refund to your bank deposit a full refund to your bank deposit a full refund to your bank account wow wonder is that guaranteed oh account wow wonder is that guaranteed oh account wow wonder is that guaranteed oh it's even better than a guarantee it's a it's even better than a guarantee it's a it's even better than a guarantee it's a pinky swear promise ooh I like it I like pinky swear promise ooh I like it I like pinky swear promise ooh I like it I like that that's why Tom share exit squared that that's why Tom share exit squared that that's why Tom share exit squared has over 9.3 billion happy customers and has over 9.3 billion happy customers and has over 9.3 billion happy customers and a 200% satisfaction rate a 200% you said a 200% satisfaction rate a 200% you said a 200% satisfaction rate a 200% you said that's right for every time share exits that's right for every time share exits that's right for every time share exits squared customer another random person 
[24:01]
squared customer another random person squared customer another random person is also left satisfied wow W that is is also left satisfied wow W that is is also left satisfied wow W that is incredible I'll be honest I didn't think incredible I'll be honest I didn't think incredible I'll be honest I didn't think this was possible but it actually is it this was possible but it actually is it this was possible but it actually is it sure is depending on your definition of sure is depending on your definition of sure is depending on your definition of possible sure sure that's fair and if possible sure sure that's fair and if possible sure sure that's fair and if you run into any problems or delays just you run into any problems or delays just you run into any problems or delays just call our hotline at 1 1800 Flowers oh call our hotline at 1 1800 Flowers oh call our hotline at 1 1800 Flowers oh nice nice yeah or come to the time share nice nice yeah or come to the time share nice nice yeah or come to the time share exit squar offices and you know what how exit squar offices and you know what how exit squar offices and you know what how would someone do that Mya well all you 
[24:31]
would someone do that Mya well all you would someone do that Mya well all you have to do is drive up next to the time have to do is drive up next to the time have to do is drive up next to the time share exit Square van and scream your 27 share exit Square van and scream your 27 share exit Square van and scream your 27 digigit case digigit case digigit case number and we'll be happy to help with number and we'll be happy to help with number and we'll be happy to help with anything you need until we cross the anything you need until we cross the anything you need until we cross the border into nealis Mexico that sounds border into nealis Mexico that sounds border into nealis Mexico that sounds very reasonable but people should act very reasonable but people should act very reasonable but people should act fast shouldn't they my Wonder that's fast shouldn't they my Wonder that's fast shouldn't they my Wonder that's right MN this particular company is only right MN this particular company is only right MN this particular company is only going to exist for the next 3 days right going to exist for the next 3 days right going to exist for the next 3 days right right and we're shutting it down and right and we're shutting it down and right and we're shutting it down and starting a new one in the Cayman Islands starting a new one in the Cayman Islands starting a new one in the Cayman Islands have you ever been I haven't I haven't 
[25:01]
have you ever been I haven't I haven't have you ever been I haven't I haven't well I could sell you one week a year well I could sell you one week a year well I could sell you one week a year for just $50,000 oh I like it and nobody for just $50,000 oh I like it and nobody for just $50,000 oh I like it and nobody leaves here without buying leaves here without buying leaves here without buying something something she's right thank something something she's right thank something something she's right thank you so much Manda that's our show thank you so much Manda that's our show thank you so much Manda that's our show thank you so much for watching we're off next you so much for watching we're off next you so much for watching we're off next week we'll be back after that good night week we'll be back after that good night week we'll be back after that good night thank you so much